Cooperative Credit Union Association, Inc. Massachusetts Credit Unions Essay Rules

The Cooperative Credit Union Association, Inc., ("Association") is pleased to announce the 2022 Student Essay Contest. Eight (8) winning essays will be chosen: a first prize winner and seven (7) finalists. An awards ceremony will be scheduled in the spring to honor the contest winners.

2022 Essay Contest Question

"Your community, your country and the entire world continues to battle the effects of the Covid-19 virus pandemic. Everyone has experienced changes in how we work, how we learn, how we socialize and credit unions have worked hard to continue to serve their members' carried financial needs under very challenging circumstances — remote workers, sick or caregiving staff, covid restrictions such as masks, social distancing, and protective barriers, etc. Please share the three biggest covid impacts in your own life and how you have challenged yourself to overcome them." Students are asked to write an essay revolving around this theme. The essay should be no more than 250 words in length. Please follow the guidelines below.

Rules & Procedures For The Essay Contest:

The contest rules and eligibility requirements for participants are as follows:

  • Only students currently in the seventh and eighth grades are eligible to participate
  • Students must be Massachusetts residents
  • Schools must be located in Massachusetts
  • Students must be sponsored by a member credit union in good standing with the Association
  • All essays must be handwritten by the studen
  • Essays should be no more than 250 words in length
  • Only one essay per student may be submitted. Each student may be sponsored by only one credit union. Each essay should include the student's name and grade level, home address, school name, teacher's name, principal name and sponsoring credit union.
  • Essays will be judged on the following criteria:
    • Originality
    • Content
    • Neatness
    • Grammar/Spelling
Download & Print Essay Form

All essays must be returned to Wellesley Municipal Employees Federal Credit Union no later than Friday, January 24th, 2022.

Winners will be announced late March/early April 2022


There will be eight (8) top winners with the following awards:

  • First Prize (1) - $500.00
  • Finalists (7) - $250.00

The awards ceremony will be scheduled for May 20th, 2022.


In Partnership with Your Credit Union